Finance options at Midland Skin

If you would prefer to spread the cost of your treatment, you can explore personal loan options through our independent third-party finance partner.

You can check your initial eligibility without committing to a loan or affecting your credit score.

How it works

1. Receive your care plan

Following your consultation, we will provide a personalised care plan confirming the recommended treatment and its cost.

2. Explore your finance options

You can follow the link on this page to check your eligibility through our third-party finance partner. The initial eligibility check uses a soft credit search and should not affect your credit score.

3. Review any offer

If you are eligible, you may be shown one or more loan options. You can review the monthly repayments, interest rate, loan term and total amount repayable before deciding whether to proceed. There is no obligation to accept an offer.

4. Arrange your treatment

Your finance agreement will be arranged directly with the lender. Your treatment with Midland Skin will remain subject to clinical suitability, informed consent, booking terms and conditions, and any applicable cooling-off period.

Why consider finance

Third-party finance may allow you to:

• spread the cost through monthly repayments;
• explore different loan terms and repayment options;
• check your initial eligibility using a soft credit search; and
• consider an offer before deciding whether to proceed.

Finance is optional. You can also pay Midland Skin directly or arrange funding independently.

Check your eligibility

You can explore your options online through our third-party finance pathway.

Checking your eligibility does not guarantee that finance will be offered. Any offer will depend on your individual circumstances, affordability, credit history and the lender’s criteria.

Selecting this button will take you to an external website. You will leave the Midland Skin website and continue on the third-party provider’s website. Its terms, privacy policy and lending criteria will apply. You are under no obligation to apply for or accept finance.

Important information about borrowing

A personal loan is a financial commitment. Interest and, depending on the product, other charges may apply. This means the total amount you repay may be more than the amount you borrow.

Before accepting an offer, please check:

• the interest rate and APR;
• the monthly repayment;
• the length of the loan;
• the total amount repayable; and
• any fees or charges.

Late or missed payments could result in additional charges and may affect your credit record. You should make sure the repayments are affordable throughout the full loan term, including if your financial circumstances change.

Free and impartial information about borrowing and managing money is available from MoneyHelper.

About the finance provider

The finance application and eligibility service is provided by Loans Warehouse Ltd through Fusion Lending.

Loans Warehouse Ltd is authorised and regulated by the Financial Conduct Authority under reference number 713110. Loans Warehouse is a credit broker, not a lender, and may introduce applicants to lenders from its panel.

A lender may carry out further identity, credit and affordability checks if you decide to complete a full application.

Midland Skin’s role

Midland Skin does not provide loans, make lending decisions or offer financial advice. We do not:

• decide whether your application is accepted;
• determine the interest rate or repayment terms offered;
• recommend a particular loan or lender; or
• receive any commission or referral fee if you use the service.

Any finance agreement is entered into directly between you and the lender. Your decision to apply for or accept finance is entirely separate from your clinical care.

Finance and your treatment

Approval for finance does not mean that a treatment has been recommended or that it is clinically suitable for you.

Your clinician’s recommendations will continue to be based on your needs, treatment suitability, likely benefits, limitations and risks. Finance approval will not change our clinical assessment, consent process or any applicable cooling-off period.

Your finance agreement is separate from your treatment agreement with Midland Skin. If you postpone, change or cancel treatment, your finance agreement may not automatically be cancelled. You should familiarise yourself with any contractual terms, and contact both Midland Skin and the finance provider before making any changes.

Ready to explore your options?

You can check your initial eligibility online without any obligation to proceed.

Selecting this button will take you to an external website. You will leave the Midland Skin website and continue on the third-party provider’s website. Its terms, privacy policy and lending criteria will apply. You are under no obligation to apply for or accept finance